We know how important the privacy of your information is to you. Not just your financial information but any data that you provide. Confidentiality is of utmost importance to us. This privacy statement explains what we do with your data and what purposes it may be used for. We may change the content or services found on our sites at any time without notice and this privacy policy may change at any time in the future.
We will treat all your personal information as private and confidential except where disclosure is made at your request or with your consent or where we are required by law to disclose. We will continue to hold information about you after your relationship with us has ended, but we will only hold it for as long as we are legally required.
Bradford & Bingley plc and its Group companies may use your information for the purposes of administration, to process an application, to respond to any requests that you may have, to source your financial products, marketing, customer services, analysing your purchasing preferences, customer profiling and market research.
We may share your information with our agents and service providers for these purposes.
For some products we may search the files of credit reference agencies that record the search. We will not do this without telling you first. Information may be shared with other credit grantors and used for credit decisions and fraud prevention.
We may also provide your information to relevant third parties such as mortgage lenders and the providers of other financial products in order to achieve your various requirements.
Where necessary you consent to our processing data that is defined as sensitive by the Data Protection Act such as data relating to your health or offences for the above purposes. You also consent to our transferring your information to countries that do not provide the same level of data protection as the UK, if necessary for the above purposes. In order to provide certain on-line services to you, we may transfer your data to countries or territories outside of the EEA (European Economic Area) that may not provide the same level of protection as within the EEA. Bradford & Bingley, its agents and sub-contractors will apply appropriate technical and organisational measures against the unauthorised processing of personal data and against accidental loss of, or damage to personal data. By providing your data you agree to your data being used and transferred as stated above.