Following nationalisation and the transfer of the Bradford & Bingley savings business and retail branch network, we are permanently closed to new business as we no longer have the ability to offer new mortgages or further loans.
Whilst your current mortgage may be affordable, if interest rates rise in the future we will not be able to offer you a more competitive deal, so you could find that you are paying a higher interest rate and monthly payment than is available elsewhere.
Similarly, if your circumstances change and you need to borrow more money on your mortgage to pay for home improvements or fund a large purchase, we will not be able to offer this service.
We will continue to support you as much as we can, but we may be unable to meet your needs in the future. We therefore want to help you find a better deal elsewhere, as you could be better off by moving your mortgage to another lender.
Find the right mortgage deal for you
Finding the ideal new mortgage can be time-consuming, so we have developed a unique system that searches the whole market for you and compares mortgages from every lender that meet your requirements. We receive no commission from any of the mortgage providers featured and do not generate any revenue from this service.
This system is provided independently without bias by Defaqto, a leading supplier of financial information to a wide range of organisations, including the FSA. Defaqto have been 'helping people make better financial decisions' for 15 years, so you can be sure that they have the right credentials to help you.
Speak to an independent mortgage adviser
We recommend you speak to an independent mortgage adviser to find a mortgage that meets your needs.
If you do not have your adviser or broker, we can refer you to our award winning partner mortgageforceTM. mortgageforceTM are one of the UK’s leading mortgage brokers and can provide you with “whole of market” impartial, expert advice, at a time to suit you. As winners of numerous consumer and industry awards you can be confident that mortgageforceTM will help you find the mortgage that is right for you.
As an added incentive, they have agreed to waive their usual advice fees for customers that we refer directly. Please contact us and we will put you in touch directly with them.
If you would prefer to find your own broker, you can visit the independent Unbiased website. Please be aware that many brokers charge an advice fee for their services.